“Any fool can increase their labor hours for more money. The smart people find ways to decrease labor hours and make even more money.”

Most people have the mindset that, one has to work more to make more money. While very few people have the wisdom to work to establish a strong foundation then invest what they’ve earned to receive a return.

Buying brand-new cars or luxurious items don’t mean you’re doing well financially. If you have to make monthly payments, it means you’re in debt. If you have to finance your vacation, maybe it’s not the right time for you to go on a vacation. Be mindful of where you spend your money. Once you are drowning in debt, it’s hard to climb out of that hole to start having surpluses.

“You cannot solve problems at the same level of thinking that creates them.” – Albert Einstein.

Invest in your mind to get better so you can start making better decisions. You can start by investing in books, listening to audios or watching videos that will get you thinking positively.

As you begin each day, think about some changes that you’d like to make to get better. Don’t wait for the New Year to make a resolution. You can start TODAY. Take control of your life and aim toward the results you want. Don’t get stuck in analysis paralysis.